As a Chatham trustee, I frequently have debtors ask how long bankruptcy remains on the credit rating.
According to equifax.ca, a first time bankruptcy stays on the record for 6 years after discharge and 14 years for a multiple bankruptcy. A consumer proposal is on the record for 3 years after completion.
Chances are you are overwhelmed with debt. If you need to talk to someone about your financial difficulties, email a question or call me at 519-351-2323 or 310-PLAN.
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