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posted by Rebecca Martyn, CGA, CIRP, Trustee @ 2:49 PM
Posted on Tuesday, October 31, 2006
As a Chatham bankruptcy trustee, I am frequently asked how items get on credit reports and asking for my help to correct them. Unfortunately we are unable to correct items on your credit report, even if you filed bankruptcy or a consumer proposal with us. The two major credit reporting companies are Equifax and Trans Union. They won’t talk to us about your credit report. We have tried to talk to them to correct errors with reporting for people who filed with us. What you need to do is to contact them yourselves in writing with a copy of the correct information. The credit reporting agencies only report what they have been given by your creditors. If they have incorrect or old information, unfortunately, you need to take the steps to correct it.
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