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Make the Call, We are Here to Help
I recently joined Hoyes Michalos, and I work in our London and Sarnia offices and occasionally in Chatham. Previous to joining Hoyes Michalos I spent 6 years as a credit counsellor. One theme that comes up again and again in my work is that folks we see are hesitant to call for help.
There is no question that financial distress can be one of the most difficult things to deal with. Money problems are a private issue and it's hard to tell who to turn to for help.
At Hoyes Michalos our goal is to help you to find the right option for you and your family. People I talk to worry that personal bankruptcy is the only option. Rest assured that when you call us, bankruptcy is the last option we will discuss, not the first.
As a former credit counsellor I'm well qualified to discuss how a debt management plan may be the solution to your problems. Debt management plans are great if you have a limited amount of debt, and the ability to repay your debts in full.
If you can't repay your debts in full, a consumer proposal may be the perfect option. Like a debt management plan we negotiate a settlement with your creditors, and in most cases a settlement can be reached where you pay less than the full amount owing.
When you call Hoyes Michalos, you will speak with someone who cares about helping you find the right option. We will go over your situation with you, and if you like, we can book you a free consultation to meet face to face and review your options. There is no obligation or cost to this meeting, and you will find us welcoming and non judgmental.
If you are struggling with debt due to job loss, difficult business climate, relationship issues, or any other reason at all, let me invite you to call us. We can be reached toll free at 310-PLAN (that's 310-7526 - no area code is required). We look forward to helping you build a plan to deal with your debts.
But remember, we can't help you if you don't first make the call.
posted by Rebecca Martyn @ 3:00 PM
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